Trish & Cheryl Niagara Real Estate Agents Niagara on the Lake Realty

Office 905-262-6996 | EMAIL info@homesnotl.ca |

 

Durable Flooring Types Good For Any Home

 

Floor with hardwood and tile

1 Tile

If you want your floor to look like new 10 years from now, a hard tile is your best bet. Ceramic is good, but porcelain is denser and more durable. Natural granite and slate tiles are also sturdy options.

2 Vinyl

This tried and true floor covering is flexible underfoot and cushions falls. For superior durability, choose a sheet with a thick urethane topcoat that resists scratches and scuffs.

3 Wood

Like tile, not all wood floors are alike. In a home filled with kids and pets, shop for wood planks with a rating higher than 2,000 on the Janka scale. The Janka scale measures a wood’s resistance to denting, marring and wear. The higher the Janka number, the harder the species and the tougher the floor.

4 Laminate

As with vinyl, look for a laminate with a tough, thick topcoat. This top layer is scored for durability via an abrasion coefficient (AC) rating from AC1 to AC5, with AC5 being the most durable. The rating should be noted on the packaging. Don’t go lower than AC3 for rooms with children and choose AC4 or AC5 for pets.

While carpet may be prone to stains and tears, a newly introduced yard named Triexta makes for a very durable carpet.

5 Carpet

Carpet has its advantages, especially in rooms where kids will be sprawling on the floor to watch TV or play video games. A newly introduced yarn called triexta can stand up to most anything two- and four-legged creatures can dish out. Look for this durable, soft yarn under the trade names Sorona or SmartStrand. Because of this new durability, several manufacturers are offering lifetime warranties.


Radiant heat coils under floor

Radiant heat is administered by coils directly under the floor surface.

Give your room radiant heat

Controlled by a thermostat, radiant heat coils warm the floor to a temperature that feels comfortable to bare feet. The coils can be used underneath many materials, including stone, tile, vinyl, and even wood and laminate, providing care is taken during installation to allow for expansion and contraction.

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A source of pride in our community are the many beautifully maintained parks.  They are available to the public at no charge.  No reservations are accepted at our parks, however facilities within the parks (soccer fields in Memorial and Centennial Parks, ball diamonds in Memorial & Centennial Parks, gazebo in Queen's Royal Park and the bandshell in Simcoe Park, etc) can be reserved by calling the Parks & Recreation office at 905-468-4261.

 

notl gazebo

Centennial Park
Located at 1565 Four Mile Creek Road in Virgil, Centennial Park provides 2 arenas, (Meridian  Credit Union and Centennial Arenas) 3 lit ball diamonds, 4 soccer mini-fields, 2 lit asphalt tennis courts, playground equipment, skate park, picnic pavilion, concession and washrooms.


Chautauqua Park
A small (.9 acres) neighbourhood park on Oak Drive provides park benches and open space.


Garrison Village Park
A 2.3 acre park on Upper Canada Drive with 1 tennis court, 1 basketball court and playground equipment.


Homestead Park
Located by Frontier Drive in Virgil, the park offers playground equipment and open space.


Lowrey Park
Lowrey Park is a passive park on York Road in St. Davids offering open space and park benches.


Memorial Park
Located at 370 King Street in Niagara-on-the-Lake, Memorial Park offers an outdoor pool, 4 lit synthetic surfaced tennis courts, an outdoor volleyball court, 1 lit ball diamond, 2 regulation size and 2 mini sized soccer fields, playground equipment, pavilion and public washrooms.
Memorial Park Pool (seasonal - June to September) 905-468-2804


Nelson Park
Nelson Park, off Ricardo Street on the Niagara River, is the start of the Waterfront Trail.  Parking and a gazebo are at the parksite.


Newark Park
Newark Park is located at Niven and Lakeshore Road and is a large park providing ample parking space (24 acres) but does not offer any services.


Niagara-on-the-Green Park
Located in phase 2 of the Niagara-on-the-Green subdivision near Wright and Young Crescents.  The park offers playground equipment, sports court, seating areas and open space.


Niagara Shores Park
Niagara Shores Park on Lakeshore Road is owned by Parks Canada and maintained by the Town’s Parks & Recreation division.  The park provides open space and beach access but has no amenities.


Queen’s Royal Park
Located at the end of King Street at the Niagara River, the park has a gazebo which accommodates small weddings (12 maximum).  Picnic tables and washrooms are also located in the park.


Rye Heritage Park
Located on Rye Street, this 7 acres park includes 2 asphalt tennis courts, basketball pad, playground equipment and one soccer field.


Ryerson Park
Ryerson Park on Niagara Blvd is a small passive park with benches.


Simcoe Park
Located at the corner of Queen and King Street, Simcoe Park offers a wading pool, bandshell, picnic tables, washrooms and playground equipment.


St. Davids Lions Park
St. Davids Lions Park at 1446 York Road houses the St. Davids Lions Pool, two asphalt tennis courts, pavilion, picnic tables and limited playground equipment.
St. Davids Pool (seasonal) 905-262-5120


Villages Park
Villages Park located on Regional Road 55 is 1.83 acres of open space with no park amenities.


William Nassau Park
This park is 4 acres in size and is located on the corner of William and Nassau Streets and includes a playground structure, open space and a Memorial Garden maintained by the Niagara-on-the-Lake Horticultural Society

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I have listed a new property at 307 MISSISSAGUA Street in NIAGARA-ON-THE-LAKE.
WONDERFUL HISTORIC HOME, CIRCA 1818. CURRENTLY OPERATED AS A SUCCESSFUL B&B. KNOWN AS 'THE SCHOOL MASTER'S HOUSE' SITUATED ON LARGE LOT W/BEAUTIFUL ENGLISH GARDENS. WITH A LAREG POND FEATURES INCL PLANK WOODEN FLRS, 5 FPS, ORIGINAL WOODWORK & HARDWARE, 4+ BDRMS (ALL ENSUITES) & 4+1 BATHS. FABULOUS KIT W/STAINLESS STEEL APPLIANCES.
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I have sold a property at 20 BUNNY GLEN Drive in NIAGARA-ON-THE-LAKE.
EXCEPTIONAL 4 YEAR OLD CUSTOM BUILT BUNGALOW ON A PREMIUM LOT WITH ATTRACTIVE EXTERIOR AND OFFERING CONVENIENT MAIN FLOOR LIVING. SPACIOUS OPEN FOYER / FLEX ROOM SPACE OFF FOYER COULD BE DEN/OFFICE/MUSIC ROOM WITH GREAT FRONT WINDO W AND PLANTATION SHUTTERS LEADS TO OPEN CONCEPT GREAT ROOM SHOWCASING GAS FIREPLACE WITH CUSTOM CHERRY MANTEL, VAULTED CEILING, ENGINEERED WOOD FLOORING, WALKOUT TO BACK PATIO AND FORMAL DINING ROOM WITH DECORATIVE CHANDELIER. EUROP EAN STYLE ARTCRAFT KITCHEN COMPLETE WITH GRANITE COUNTERTOPS, LARGE CENTRE ISLAND WITH SEATING AND AMPLE CUPBOARD SPACE. BOTH MAIN FLOOR BEDROOMS INCLUDE ENSUITE BATHROOMS AND WALK-IN CLOSETS. MAIN FLOOR LAUNDRY ROOM WITH WALKOUT TO DOUBLE GARAGE. GREAT, GENTLY SLOPING VIEW LOT. NO EXTREIOR MAINTENANCE REQUIRED!
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I have listed a new property at 796 LINE 2 Road in VIRGIL.
Beautiful and spacious raised bungalow on the edge of town and near open countryside and close to all that wine country has to offer! This modern and stylish home has great finishes and lots of living space. With a bright interior, enter the generous foyer which leads to the huge, open concept kitchen/dining/living space. The large Master bedroom has its own private balcony and there is a 2nd bedroom on the main floor along with seperate laundry room leading to the double garage. There are many other features including a fully finished basement with two bedrooms, a three piece bathroom and a rec room with gas fireplace. All on an over-sized lot! A must see home.
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I have listed a new property at 137 FOUR MILE CREEK Road in ST. DAVIDS.
Character home in beautiful St.Davids. Close to Niagara-on-the-Lake & Niagara Falls, QEW and 3 golf courses. Known as the Grist Mill of 1782, unfinished basement contains some of the historical elements of the mill. Delightful s unroom overlooks four mile creek out the back of the property. Mixture of some modern renovations (new roof '14, new A/C '14, newer windows with bubble glass to maintain the character of the home). Possible severance of side yard. Survey attached to listing.
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Bridge Loans – one way to reduce the stress of moving!

 

Bridge loans have become a very popular way to take possession of that new home without the stress of packing, moving and unpacking all on one day.  The stress of waiting for the deal to close before being able to get procession and if there is a domino happening (more than one house closing for the deal to happen) it may not happen to late on the day.  People are closing 2 or 3 weeks ahead of time to allow for renovations.

 

Bridge loans are short-term loans that bridge the gap between two different closing dates, more commonly used when an existing homeowner sells their home, and buys another home, with two different closing dates.   Best of all, it’s really inexpensive!

More buyers are taking a more relaxed approach.   Bridge Loans are gaining in popularity.. It allows for a more relaxed move over a 2 or 3 day period… or in the case of renovations, maybe 2 or 3 weeks.    It’s certainly less stressful and could even save you money if you are doing a bigger renovation (contractors could end up charging you a little more if they have to deal with a family living in the house during the renovations or if they are rushed).

 

One example on how much Bridge Financing works and what it costs…

 

In this example we’ll use a couple that sold property for $400k with a closing on November 1.   There is an existing mortgage of $250k.    They bought another house for $600k.   Closing is November 22.  They will spend $50k in renovations for a new kitchen and bathroom.   They want a $450k mortgage to cover renovations closing costs and take out some money for personal use. 

  Here’s how the Bridge loan works:

 

•Bridge loan amount would be $150k… we calculate this by taking the Purchase price ($600k) less the new mortgage amount ($450k).

•Rate of interest will vary but it’s around Prime plus 2.00% (today’s prime rate is 3.00%).

•Lender admin fees range from $250 to $500.

•Legal fees vary depending on Lender and Lawyer… $200 to $400.

•Interest costs are $20.55 per day.  Total interest would be $287.70.

•Overall total cost of the Bridge Loan would be between $737 and $1200 depending on your lawyer’s legal fees and Lender admin fees.

 

Some qualification, limitations and risks when getting a Bridge Loan

•Bridge Loans are only offered by the mortgage provider for your new home.  It’s a product most Banks don’t like to offer as there is really no profit for them.  They get nervous about the possibility of your existing home not closing.   There is some exposure and risk to the Bank… it’s limited but it’s there.

•Your lawyer will be required to provide an undertaking to register a mortgage if the sale of your existing home collapses (that’s not a common occurrence but it can happen).

•Speaking of sales… you must have entered into a firm sale on your current home to qualify for a Bridge Loan.

•Lenders will only offer a Bridge Loan equal to the down payment required for your new home.  This amount cannot be greater than the equity remaining in your current home.

•There is also the option of obtaining Private Lender bridge financing but this is more expensive and should only be considered as a last alternative.

 

Standing back and looking at the big picture, I think most of us would be happy to pay $700 to $2,000 for sake of being able to have an empty house for 2 to 4 weeks to do a clean up or reno, etc.

 

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Niagara-on-the-Lake has best value for visitors: Trivago

 

According to Trivago.ca Niagara-on-the-Lake has been chosen the city with the best value.  The town has been named the best value city in Canada for 2015.

Hotel search trivago.ca analyzed cities across Canada based on hotels average price and the detinations' overall hotel reputation on more that 200 booking sites, and has announced the top 15 cities offering the best value in hotels, wtih Niagara-on-the-Lake at the top of the list. This ranking was based on 140 million user reviews, assigning each city a rating out of 100.

Niagara-on-the-Lake's average room price was listed at $203, with overall hotel rating at 88.5/100.  Kamloops, BC was second, with an average hotel price of $119 per night with an average hotel rating of 76.46/100.  Toronto came in at number 15, rated 77.7/100 with an average room rate of $179.

This shows that Niagara-on-the-Lake is considered a standalone, unique destination with a very strong brand recognition.  It is one of the greatest places to visit with a strond level of customer service and amenities.

 

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Please visit Trish & Cheryl's Open House at 27 RED HAVEN Drive in NIAGARA-ON-THE-LAKE.
Open House on Sunday, May 3, 2015 14:00 - 16:00
Fantastic Bungalow in a quiet sub-division of St.Davids. Large foyer opens up to great room with gas fireplace and built in shelves. Main floor master contains ensuite and two oversized walk-in closets. Granite counters and eat in kitchen leads to an upper outdoor deck great for entertaining. Walkout basement is plumbed for bathroom and all electrical is already in place. Home is near great hiking/biking trails. Close to QEW and Canada/US border. Home is priced to sell with 30 day closing!
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How to get the most from a home inspection

 

Getting a home inspection is a smart thing to do when buying a home as it could save your bank account some serious woo’s down the line.  Take a look at some questions you may want to ask.

 

Include an inspection contingency in the sales contract.

 

As a real estate representative we always insist on a home inspection clause in a purchase and sale agreement.  The buyer can then choose to do one or not.

 

Choose a qualified inspector

 

The best home inspectors have experience in the building industry and understand local building codes and requirements.

 

Ask what will be inspected and how long it will take.

 

The inspection should include a complete assessment of the interior and exterior of the house, from roof to foundation, as well as a thorough analysis of the electrical, plumbing, heating and air-conditioning systems. Ask to be filled in on any areas that were missed because they were too small or difficult to reach. On average, a home inspection should take two or three hours to perform. Larger and older homes may take a full day.

 

Be realistic.

 

An inspector can’t uncover everything, such as wiring issues covered by drywall or mold that can’t be seen beneath shower tiles. An inspector can tell you that the air conditioning system is 11 years old and has a life expectancy of 12, but he or she can’t tell you when it will fail. Also realize that most older homes have some deficiencies or areas of concern — be prepared to decide what you can live with and what you can’t.

 

Ask what kind of report will be provided.

 

Request a sample copy before hiring the inspector. If the report is little more than a checklist, choose a different inspector. A complete report should be several pages long (20 or more is not uncommon) and should describe what was inspected and what problems, if any, were uncovered. If there are serious issues or problems the inspector can’t diagnose, the report should recommend further examination by a structural engineer or other specialist.

 

Plan to attend the inspection.

 

The best way to understand what the inspector is reporting is to see exactly what he is talking about. If it is unclear to you whether something uncovered is a major or minor issue, ask.

 

Follow up on the inspector’s recommendations.

 

Don’t wait until after closing to get estimates for repairs, as some issues can turn out to be more expensive than anticipated.

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